Becoming a Client involves the following:

• Discuss the client’s financial position, investment objectives, time horizon, and risk tolerance; our services, investment philosophy, and fees as relevant to the client’s goals. Client to review our disclosure statement on Form ADV Part II, the Investment Advisory Agreement, and the Privacy Policy.
• Establish a client relationship with us via signing of the Investment Advisory Agreement.
• Open an account (and subsequently transfer assets to be managed) with TD Ameritrade Institutional (TDA) as the Custodian or give us access to the account with the current Custodian.
• Provide the client with online access to TDA and eWebPortfolio, as applicable.
• Begin the portfolio management and investment advisory process.